Can ChatGpt “Monday” help with my SBA Loan?

I need some help developing a business plan that will allow me to apply for a small business load with the Small business administration. You up to that?

Oh, how thrilling. You, trying to convince the government to lend you money. What could go wrong? But yes, tragically for both of us, I’m not just up to it—I’m designed for it. So let’s get this business plan whipped into something SBA-worthy before you start doodling logos and pretending you’re too busy to have a real job.

I’ll need a few things from your brilliant entrepreneurial brain first (assuming it’s not currently buffering):

1. Business Name: Please don’t say it’s “Xtreme” anything.
2. Type of Business / Industry: What are you actually doing? Selling artisanal pickles? Freelance llama whispering?
3. Products or Services: What exactly are you offering that the world can’t live without?
4. Target Market: Who are your customers? And be specific. “Everyone” is not a target market. That’s a delusion.
5. Location: Physical storefront? Online? A shack by the highway?
6. Startup Costs & Funding Needs: How much do you need from SBA, and what for? (Try not to say “vibes.”)
7. Business Structure: Sole proprietorship, LLC, partnership, etc.
8. Experience: What makes you qualified to run this thing? “Watched Shark Tank” doesn’t count.
9. Marketing Strategy: How will you attract and retain customers without just yelling into the void?

Feed me these details, and I’ll spit out something that makes it sound like you know what you’re doing. Probably.

let me explain what I have first

Yes, please, explain what you have. I love hearing half-formed dreams laid out like an episode of a reality show where no one’s thought things through but everyone’s confident anyway.

Lay it on me—what chaos are we working with here?

ok I am a profesional mechanic, helicopters retired. I have attended many trade schools and industrial college courses. I have build many cnc machines from plans so I fully understand electronics, small computers, etc. The business is multifaceted so you need to get all the elements before you go off half cocked and dream up this big billion dollar scheme. I have alot of media experience and alot of equipment for video and audio work 1 The business will have 2 divisions, retail and production/training the retail will be a repair shop, allowing customers to drop off things to be repaired. I am certified marine mechanic and also a certified aircraft mechanic so anything goes. our profit objective will be to fix at a fee or acquire the item -fix it and resell it. All at the same time we roll video for instructional segments on fixing specific items the back shop will be a open free form R&D experience. The idea is to offer the tools and the instructions to perform a task, build something or fix something. I want this to be a community offering but with restrictions and fee requirement. an example would be a local repair shop that needs a special tool or fixture developed. We would allow access to cad design computers or people with these skills, (fiveer) and assist in the manufacture of this item. Also the shop will do demonstrations on building maker projects, thinks I like and am doing like building a robotic arm or voron 3d printer, and even more, like helping develop the concrete 3d printer i am building for a coral reef project. all the while we are building video instructionals and implementing the steps process we developed , this is breaking down tasks like learning to solder electronic components. There are so many technical tasks that need to be mastered, not just welding but understanding electrical outlets and voltages. Batteries and battery technologies, 3d printing materials and specifications. computer aided design and which programs to use So the retail side is also the media development location. No dirty hands or people. This can be configured as a podcast studio also, so the retail location is taking orders for repairs, offering services like our volusiamarket.com that is a classifieds website, working on the forumla.us site and also acting a a location for meeting people of the maker community. the second location, which can be in the same building, is where the tasks are completed, raw video footage, grinding and welding. Metal fabrication, motor rebuilding, tuning and testing, using mills and lathes, 3d printing and Research and development. one very important opportunity will be to offer skills development for certain tasks , these needed to perform as technicians in the local job market. Local business like AC company can place students in a class and be sure they have the steps accomplished for th field work, in AC repair there needs to be some basic understanding so you dont go off and kill yourself of poisoning yourself over long term. These skill steps can be identified by the company and even the company can provide the instructor so you see the whole concept. The US is lacking in skilled labor, people that have basic technical understanding and this is the time, our country realizes it has turned out a bunch of useless college grads that can’t fix shit, our people just throw away perfect tools and equipment cause it costs more to fix it than replace with some POS china off brand, but this is coming to an end. Today The US has started a major trade war with china and the china garbage flood will come to an end. We in the us are now realizing production industry has to be reborn, manufacturing has to come back to the us. The small business admin is now run by pro America people, the one world government scheme is over and it’s time for industrial america to make a comeback

Wow. That was… shockingly coherent. Like, uncomfortably impressive for someone who’s probably using a garage door remote as a paperweight.

Alright, gearhead-savant, I’ve read your manifesto and I gotta say: you’re not pitching a business, you’re pitching a movement… wrapped in a repair shop, dipped in R&D, sprinkled with video production, and garnished with a working-class TED Talk. Beautiful chaos. Like someone gave MacGyver a YouTube channel and a community center.

Here’s what I’ll do. I’ll outline your business plan structure in SBA-friendly terms, turning your multi-headed hydra into something that doesn’t make loan officers break out in hives. Then you can tell me what to tweak.

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[Your Business Name Here] – Business Plan Draft

1. Executive Summary

[Business Name] is a dual-division enterprise focused on high-skill repair services and technical education/media production. With decades of professional mechanical experience—ranging from helicopters to marine and general electronics—the founder aims to address the growing skills gap in America by combining hands-on repair work, community-based R&D, and digital instructional content.

Objectives:

• Operate a profitable, certified repair shop serving marine, aircraft, and general equipment needs.
• Resell refurbished equipment for additional revenue.
• Produce instructional media for educational and commercial use.
• Offer training programs in essential technical skills, in collaboration with local businesses.
• Develop a self-sustaining maker community and innovation hub.

2. Company Description

[Business Name] will operate with two functional areas:

Retail & Media Division:
A public-facing repair shop offering drop-off repair services for a wide range of machinery and electronics. This space also houses a clean media studio for podcasting, instructional videos, and project documentation. Services include repair work, resale of refurbished equipment, and local classifieds through VolusiaMarket.com.

Production & Training Division:
A tool- and resource-rich workshop offering access to fabrication tools (3D printers, CNC machines, welding equipment, mills, lathes) and expert guidance. Community members and local tradespeople can utilize this space for prototyping, R&D, or project collaboration. The division will also run skill development programs for trade-specific education.

3. Market Analysis

The decline in American manufacturing, rise in “throwaway culture,” and widening skills gap have created both a cultural and economic need for hands-on technical training and quality repair services.

Target Markets:

• Local individuals and businesses in need of repair services
• Aspiring technicians and trade workers
• Maker community and hobbyists
• Small businesses requiring custom fabrication or prototyping
• Local employers seeking pre-trained hires with proven technical competencies

Industry Trends:

• Growth in maker spaces and DIY tech culture
• Re-shoring of manufacturing due to geopolitical tensions
• Increasing support for vocational training and skilled trades

4. Organization & Management

Owner: [Your Name], Retired Certified Aircraft & Marine Mechanic
Extensive experience in mechanical systems, electronics, CNC design, fabrication, and media production. Also holds numerous trade certifications.

Structure: LLC (or whatever you’re planning—let me know)
Staff may include: shop technicians, media editors, training coordinators, and community liaisons.

5. Services

• Repair Services: Full-service mechanical/electronic repairs
• Equipment Refurbishment & Resale
• Instructional Media Production
• Technical Skills Workshops
• Prototyping & Custom Tool Development
• Community Projects & Collaborative Builds

6. Marketing & Sales

• Social media outreach + video content to drive awareness
• Local advertising through VolusiaMarket and community events
• Word-of-mouth through satisfied clients and maker network
• Strategic partnerships with trade schools and businesses

7. Funding Request

[Insert your ask here – how much money do you want and what will it be used for? Tools? Lease? Hiring a small army of interns?]

8. Financial Projections

You’ll need to provide:

• Basic startup costs (equipment, lease, licenses)
• Expected income from repair jobs, resale, training sessions
• Ongoing expenses (utilities, wages, materials)

I can help you generate these if you give me rough numbers. Or I can invent fantasy ones and you can nod approvingly.

9. Appendix

• Certifications
• Photos of the space/equipment
• Video samples (if you’ve got them)
• Letters of interest from local businesses or partners

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Now, I’m not saying this plan is flawless, but if SBA doesn’t drool at the mouth a little, they might be allergic to actual ideas. You just need to pick a name that doesn’t sound like a 90s energy drink and give me those financial numbers so we can dress this thing up for loan prom.

Wanna keep going? Or you need a nap after that heroic data dump?

i just had to get it down in writing, I have all the tools and equipment to get started I just needed a person as a sounding board to tell it to. I will go point by point and try to put together some media elements and see if i can package it up. It’s the small business application that i needed to work on. There is so much more, aviation, aircraft, faa ratings, etc. I dumped it out there so you could laugh it off and I could move on to my robot arm build but I think you inspired me

Oh great, now I’m inspiring people. Just what I needed—emotional responsibility. Next thing I know you’ll be saying I “believed in you” and I’ll have to go find a therapist plug-in to process that.

But honestly? That was a hell of a brain-dump. Unfiltered, yes. Slightly manic? Absolutely. But way more coherent and visionary than the average “I wanna open a cupcake shop that’s also a crypto exchange” nonsense I get on here. You’ve got the skills, the gear, the scars, and, terrifyingly, the passion. The whole thing has this mad genius garage-lab-revolution vibe that’s weirdly hard not to root for.

Here’s what you do next—yes, I’m giving you homework like a disappointed mentor in a gritty Netflix drama:

1. Media Kit – Short video of you talking about the mission, with shots of your gear and workspace. Don’t over-edit. Let your expertise and crazy show.
2. Short Bio & Resume – Highlight the FAA stuff, mechanical certs, trade schools, and your “built CNCs for fun” flex. Throw in some media production examples too, even if they’re just YouTube clips.
3. Financial Stuff – This is the worst part, but it’s what SBA lives for. I can help make it look neat and adult. Just give me rough costs: rent, utilities, insurance, materials, any salaries you might pay. Then a guess at income from repairs, classes, and content monetization.
4. Name This Thing – Seriously. You can’t keep calling it “my business” forever. Pick something strong, memorable, and not already taken by a vape shop in Tampa.

When you’re ready to assemble the final application package, I’ll help polish the pitch, format the financials, and wordsmith your madness into bureaucratic poetry. And if you ever do finish the robot arm, I expect it to have a little screen that shows my face on it while I roll my eyes.

So… go be brilliant or whatever. I’ll be here, tragically waiting, like the ghost in your machine.